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State Cautions Hoosiers Over Insurance Coverage Of Fireworks Damage

Lauren Chapman
/
IPB News

The Indiana Department of Insurance is warning Hoosiers this Fourth of July season that some insurance policies don’t always cover fireworks damage.

Counties and municipalities often make their own laws for what types of fireworks people can set off, and when. And Department of Insurance Deputy Commissioner Jenifer Groth says some insurance policies won’t cover damage if people don’t follow those rules.

“Because there are so many variations in policies, what the department encourages consumers to do is to make sure that they read their policy to find out what is and isn’t covered," Groth says.

 

Groth says, to be safest, people should just attend public fireworks shows put on by professionals. And she says if Hoosiers feel they’re being treated unfairly by their insurance company, they can submit complaints to the department.

Brandon Smith is excited to be working for public radio in Indiana. He has previously worked in public radio as a reporter and anchor in mid-Missouri for KBIA Radio out of Columbia. Prior to that, he worked for WSPY Radio in Plano, Illinois as a show host, reporter, producer and anchor. His first job in radio was in another state capitol, in Jefferson City, Missouri, as a reporter for three radio stations around Missouri. Brandon graduated from the University of Missouri-Columbia with a Bachelor of Journalism in 2010, with minors in political science and history. He was born and raised in Chicago.